Edukasi Pembiayaan Mikro dalam Mendukung Pengembangan UMKM Rokubar di Kota Banda Aceh

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in supporting economic growth, particularly through job creation and the strengthening of local businesses. One of the challenges MSMEs often face is a lack of capital to expand their businesses. Therefore, education on microfinance is essential so that MSME owners can understand the benefits, requirements, and application procedures for financing that can support their business growth. This activity was carried out at ROKUBAR, an MSME operating in the culinary sector, specifically selling kebabs and fast food in Banda Aceh. The methods used to implement the activity included a survey of business locations, face-to-face interviews with business owners, education on microfinance, documentation of the activity, and an evaluation of the results. ROKUBAR has considerable potential for growth, as it already has three branches and five employees. However, this business still faces challenges in the form of the risk of eviction from its current location and a limited number of employees. Through educational activities, business owners gain a better understanding of microfinance, including its benefits, general requirements, and application procedures. These activities are considered beneficial because they help MSME owners identify the right sources of financing for business development.