Peningkatan Kapasitas Usaha Mikro dan Kecil melalui Pelatihan Cara Mengajukan Pembiayaan Usaha

Abstract

The purpose of this activity is to provide training and assistance regarding procedures for applying for credit from both bank institutions and non-bank institutions, namely financing from BMT (Sharia Cooperatives) to MSE actors and the community. The method of activity is empowerment with training methods through which participants have understood the material provided by resource persons who come from Lecturers of the Faculty of Economics and Sharia Cooperatives (BMT) Insan Mulia. The results obtained are an increased understanding of how to apply for credit and financing by 84% of the participants as many as 20 from Micro and Small Enterprises in Ilir Barat 2 District, Palembang. This means that participants already understand the procedure for borrowing capital for Micro, Small, and Medium Enterprises (UMK) both from banks and Sharia financing from the Insan Mulia cooperative (BMT). Assistance on how to apply for credit and business financing should be encouraged so that MSMEs are better able to access various sources of additional capital so that the capacity of the center is increased.